Domestic Diversions

Financial tips for the new year

ABCnews shows seven ways to get your finances in order for 2004. Jonathan P. Decker of the Christian Science Monitor discusses these tips:
1. Get serious about saving [IRAs, 401(k) and other tax-deferred income]
2. Diversify your portfolio [allocate your money between stocks, bonds, and cash]
3. Refinance your mortgage
4. Time your car purchases [cut a deal at the end of the month or the end of summer]
5. Update your insurance
6. Reduce credit-card debt
7. Take advantage of new tax breaks [401(k)s, capital gains, child tax credits]


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