ABCnews shows seven ways to get your finances in order for 2004. Jonathan P. Decker of the Christian Science Monitor discusses these tips:
1. Get serious about saving [IRAs, 401(k) and other tax-deferred income]
2. Diversify your portfolio [allocate your money between stocks, bonds, and cash]
3. Refinance your mortgage
4. Time your car purchases [cut a deal at the end of the month or the end of summer]
5. Update your insurance
6. Reduce credit-card debt
7. Take advantage of new tax breaks [401(k)s, capital gains, child tax credits]
Financial tips for the new year
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